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  1. User Agreement & Licence

    1. This User Agreement ("Agreement") is between INSAGE (MSC) SDN BHD ("INSAGE") and you in your individual capacity and/or on behalf of the company which you are an authorized agent, employee or representative.
    2. INSAGE Fundamental Analysis System (hereinafter known as "INSAGE FAS") contains investment analysis tools, information and fundamental data of the public listed companies.
    3. Your access to or use of the INSAGE FAS and the website (www.insage.com.my), including all of its features, content, services, information, software and functions (collectively, "INSAGE Website") signifies your agreement to be bound by the terms and conditions of use set forth in this Agreement which may be amended, changed, varied, revised and published on the INSAGE Website at the INSAGE's sole discretion from time to time.
    4. It is your responsibility to read the terms and conditions of this Agreement each time before you begin accessing to the INSAGE Website or using any of its content or part thereof.
    5. You are granted a non-exclusive, non-transferable revocable, limited licence to access and use the INSAGE Website in accordance with the terms and conditions of this Agreement.
  2. Use Restrictions

    1. All text, data, graphics, content, trademarks, logos and other information (collectively, "Content") in INSAGE Website is owned or controlled or sourced by INSAGE and/or its information providers. The Content may be used solely by you for private, non-commercial use only. You shall keep your user ID and password confidential and may not resell or otherwise transfer or for any other reason allow the use of the Content, or any part thereof, directly or indirectly, by or for the benefit of, any other person or organization. You are responsible for maintaining the confidentiality of your account information, including your user ID, password and all the activities that occur under your account. You agree to notify INSAGE immediately of any unauthorized use of your account, user ID or password or any other breach of security. You acknowledge and understand that you will be held liable for losses incurred by INSAGE and/or another party due to unauthorized use of your account, user ID or password. You agree to treat the Content as proprietary to INSAGE and/or its information providers. You agree to take all steps reasonably necessary (or requested by INSAGE) to protect the proprietary rights of INSAGE. Certain sections of the INSAGE Website require you to enter verification code(s) and, if it is requested, you agree to provide or verify your authentication.
    2. Unless INSAGE has authorized you to do so in writing, you shall not use or permit anyone else to use the Content or any portion thereof in connection with the writing, creating, marketing or promotion of any financial instruments or products.
    3. You shall use the Content for your personal use solely in the capacity of an end-user subject always to the terms and conditions of this Agreement. Your use of the INSAGE Website shall be in strict compliance with the provisions of the Copyright Act 1987 (Act 332). You MAY NOT, without the written permission of INSAGE, (i) copy any component of the Content, (ii) alter, modify or adapt any component of the Content, including but not limited to translating, decompiling, disassembling or creating derivative works or create other database(s), (iii) disclose, provide or otherwise make available any component of the Content to any other person or organization directly or indirectly, for any of the foregoing or for any other use, including, without limitation, by loan, sub-licence, rental, service bureau, external time sharing or similar arrangement, (iv) reproduce, transmit, retransmit, disseminate, sell, publish, display, encode, broadcast or harvest the Content in anyway, nor use the Content in connection with creating, promoting, trading, or marketing any derivative product.
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    5. You acknowledge that in the event of a breach by you of any provision of this Section INSAGE will suffer irreparable injury not compensable by damages for which INSAGE will not have an adequate remedy at law and therefore INSAGE shall be entitled (in addition to damages) to injunctive or other equitable relief to prevent or curtail any breach thereof, threatened or actual.
    6. You hereby agree to comply with all applicable laws, rules and regulations (including, but not limited to, all Content protection regulations and legislation) in your use of the INSAGE Website.
  3. Disclaimers and Limitation of Liability

    1. The Content is for informational purposes only, and references to any specific securities do not constitute any form of opinion, advice, recommendation, invitation, offer or solicitation by INSAGE to buy, sell or hold securities or to participate in any trading strategy. The past performance of an equity or investment strategy cannot guarantee its future performance. INSAGE shall not be responsible or liable for any trading or investment decisions made based on the Content.
    2. The Content is provided to you on an "as is" basis without any warranty or representation of any kind. The Content contains statements and statistics that have been obtained from original and/or third party sources believed to be reliable but are not guaranteed as to their timeliness, currentness, accuracy or completeness. Neither INSAGE, its affiliates nor any other party involved in the compilation of the Content makes any representation or warranty of any kind, whether express or implied by statute, common law or otherwise, with respect to the Content (or the results to be obtained by the use thereof), and INSAGE expressly disclaims any and all representations and warranties of originality, timeliness, currentness, accuracy, completeness, merchantability and fitness for any particular purpose. You assume the entire risk of any use you may make of the Content. In no event shall INSAGE, its affiliates or any other party involved in the compilation of the Content, be liable to you or any other party for any direct or indirect damages, including, without limitation, any lost profits, lost savings or other incidental, punitive or consequential damages arising out of this Agreement or your inability to use the content, regardless of the form of action, even if INSAGE has been advised of or otherwise might have anticipated the possibility of such damages.
    3. INSAGE does not warrant that INSAGE Website or any Content, service or feature thereof will be error-free or constantly available. All information provided in INSAGE Website is subject to change without notice.
    4. Subject to the terms and conditions of this Agreement, INSAGE's total aggregate liability under this Agreement in relation to anything which INSAGE has done or not done (whether in contract, tort or for any other reason) shall be limited to the Subscription Fee paid by you for the subscription period (based on this subscription plan that you signed on) during which it is occurred, provided that you notify INSAGE in writing of your claim within fourteen (14) calendar days from the date of incident.
  4. Termination

    INSAGE may forthwith suspend and/or terminate your access to or use of the INSAGE Website and/or INSAGE Fundamental Analysis System without notice and without liability whatsoever should you be in breach of any provision of this Agreement or for any other cause. Notwithstanding the generality of the foregoing, INSAGE reserves the right to revoke any licence granted and forthwith terminate this Agreement by notice without assigning any reason to you.

  5. Indemnification

    You agree to indemnify and hold harmless INSAGE, its affiliates and subsidiaries and their respective directors, officers, employees and agents from and against all and any claims, losses, damages, liabilities, costs and expenses, including reasonable legal fees and costs, as incurred, arising in any manner out of your or any third party's use of, or inability to use, the Content or any breach by you of any provision contained in this Agreement.

  6. Proprietary Rights

    You acknowledge that the INSAGE Website, Content, trademark and all components thereof constitute proprietary information of substantial value to INSAGE, that you receive no proprietary rights whatsoever in or to the Content, and that title and ownership rights in and to the Content and all the rights therein and legal protections with respect thereto remain exclusively with INSAGE. You shall not, and shall not assist any third party to, assert any rights in the INSAGE Website, Content or any component thereof or challenge INSAGE's rights therein.

  7. Entire Agreement

    This Agreement supersedes all prior oral or written negotiations and discussions of the parties and constitutes the entire agreement between the parties with respect to the subject matter hereof. INSAGE may modify the terms and conditions hereof from time to time upon notice to you.

  8. Governing Law

    This Agreement shall be governed by, construed and enforced in accordance with the laws of Malaysia and the parties irrevocably submit to the non-exclusive jurisdiction of the courts of Malaysia. If any provision of this Agreement is invalid or unenforceable under any applicable law, the remaining provisions will continue in full force and effect, and the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision.

  9. Changes in Law and Circumstances

    Notwithstanding any provision to the contrary herein, in the event that by reason of the enactment of or the making of any change in any applicable law, regulation or regulatory requirement or in the interpretation or application thereof or the making of any request or direction from or requirement of Securities Commission of Malaysia or any relevant government authority, court or tribunal or other authority, INSAGE shall be of the opinion that it has or will become unlawful or it is otherwise prohibited or prevented for it to maintain or give effect to all or any of its obligations as contemplated by this Agreement, then, notwithstanding any other provisions herein, INSAGE's obligation hereunder or to make available INSAGE FAS shall forthwith be terminated without notice and without liability whatsoever.