Serba Dinamik Annual Report 2021

Registration No: 201501042584 (1167905-P) Serba Dinamik Holdings Berhad (Incorporated in Malaysia) 124 32. Financial risk management policies (continued) (b) Liquidity risk (continued) Maturity analysis (continued) Maturity Contractual interest or profit rate/coupon Carrying amount Contractual undiscounted cash flow Less than 1 year 1 – 2 years 2 – 5 years More than 5 years % RM’000 RM’000 RM’000 RM’000 RM’000 RM’000 Group Financial year as at 31 December 2019 Lease liabilities 1.05 – 9.55 82,871 86,522 61,136 19,972 5,269 145 Bank overdraft (Islamic) - secured 8.00 – 9.00 2,554 2,554 2,554 - - - Bank overdrafts - secured 8.00 – 9.00 3,443 3,443 3,443 - - - Revolving credits - secured 7.85 – 9.10 12,662 12,662 12,662 - - - Term loans (Islamic) - secured 1.40 – 15.50 166,003 188,388 19,559 46,607 50,584 71,638 Term loans (Islamic) - unsecured 5.40 – 6.00 868,825 971,461 123,491 165,787 682,183 - Term loan - secured 4.25 – 4.77 741 753 413 234 106 - Bankers’ acceptances - secured 3.50 283 283 283 - - - Revolving credits (Islamic) - secured 3.00 – 9.10 274,549 274,549 274,549 - - - Sukuk (Islamic) - unsecured 4.95 – 6.99 2,010,467 2,488,728 134,631 134,631 1,403,134 816,332 Trade and other payables – 460,405 460,405 402,657 - - 57,748 – 3,882,803 4,489,748 1,035,378 367,231 2,141,276 945,863