MY E.G. SERVICES BERHAD Registration No. 200001003034 (505639-K) 214 NOTES TO THE FINANCIAL STATEMENTS ʹˢ˥ ˧˛˘ Ѓˡ˔ˡ˖˜˔˟ ˬ˘˔˥ ˘ˡ˗˘˗ ʦʤ ʷ˘˖˘ˠ˕˘˥ ʥʣʥʤ (CONT’D) 27. LONG-TERM BORROWINGS The Group The Company 2021 2020 2021 2020 RM’000 RM’000 RM’000 RM’000 Term loans (Note 28) 87,982 109,985 87,982 109,985 Block discounting (Note 29) 7,585 10,855 - - 95,567 120,840 87,982 109,985 28. TERM LOANS (SECURED) The Group The Company 2021 2020 2021 2020 RM’000 RM’000 RM’000 RM’000 Current liabilities (Note 34) 18,325 18,025 18,325 18,025 Non-current liabilities (Note 27) 87,982 109,985 87,982 109,985 106,307 128,010 106,307 128,010 Details of the term loans are as follows:- Number of Monthly Instalments Monthly Instalment RM’000 Date of Commencement of Repayment Term loan 1 108 509 October 2016 Term loan 2 108 503 October 2016 Term loan 3 120 373 July 2017 Term loan 4 120 320 July 2019 Term loan 5 60 402 December 2019 The term loans bore effective interest rates ranging from 2.27% - 3.65% (2020 - 3.34% to 6.45%) per annum at the end of the reporting period and are secured by:- (i) a placement of certain deposits of the Company; and (ii) specific charges over the buildings and investment properties of the Group and of the Company. 29. BLOCK DISCOUNTING The Group 2021 2020 RM’000 RM’000 Current liabilities (Note 34) 4,955 5,553 Non-current liabilities (Note 27) 7,585 10,855 12,540 16,408
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