Bank Islam Integrated Annual Report 2023

9. INVESTMENT ACCOUNT (CONTINUED) 9.3 IA Performance 31 December 2023 31 December 2022 Gross Exposure: Financing funded by UA RM17,092,594,284 RM14,564,961,538 % % Return on Assets (“ROA”) 4.72% 4.23% Average Net Distributable Income 4.62% 4.08% Average/Proportion Net Distributable Income Attributable to the IAH 2.27% 1.43% Average Profit-Sharing Ratio/Return to the IAH 49.12% 35.16% RM’000 RM’000 Impaired assets/financing funded by UA (Group-wide) 635,966 835,232 Total allowance for UA 16,039 20,993 GROUP CHIEF EXECUTIVE OFFICER ATTESTATION In accordance with BNM’s CAFIB Disclosure Requirements (Pillar 3), I hereby attest that to the best of my knowledge, the disclosures contained in Bank Islam Malaysia Berhad’s Pillar 3 Disclosure report for the financial year ended 31 December 2023 are consistent with the manner in which the Group and the Bank assesses and manages its risk, and are not misleading in any particular way. Dato’ Mohd Muazzam Mohamed Group Chief Executive Officer, Bank Islam Malaysia Berhad 469 www.bankislam.com 1 2 3 4 5 6 7 8 9 FINANCIAL STATEMENTS

RkJQdWJsaXNoZXIy NDgzMzc=