Bank Islam Integrated Annual Report 2023

4. CREDIT RISK (CONTINUED) 4.8 Disclosures of Rated and Unrated Exposures According to Ratings by ECAI of the Group (continued) b) Ratings of Corporate by Approved ECAIs (continued) Ratings of Corporate by Approved ECAIs 31 December 2022 Exposure Class Moody’s S&P Fitch RAMs MARC Aaa to Aa3 AAA to AAAAA to AAAAA to AA3 AAA to AAA1 to A3 A+ to AA+ to AA to A3 A+ to ABaa1 to Baa3 BBB+ to BBBBB+ to BBBBB to BB BBB+ to BBB+ to C B+ to D B+ to D B to D B+ to D Unrated Unrated Unrated Unrated Unrated On and Off Balance-Sheet Credit Exposures Public Sector Entities 252,932 – – – 2,752,311 Insurance Cos, Securities Firms & Fund Manager Corporate 3,459,814 51,646 153,258 – 17,980,124 Total 3,712,746 51,646 153,258 – 20,732,435 c) Ratings of Banking Institutions by Approved ECAIs Ratings of Banking Institutions by Approved ECAIs 31 December 2023 Exposure Class Moody’s S&P Fitch RAMs MARC Aaa to Aa3 AAA to AAAAA to AAAAA to AA3 AAA to AAA1 to A3 A+ to AA+ to AA to A3 A+ to ABaa1 to Baa3 BBB+ to BBBBB+ to BBBBBB1 to BBB3 BBB+ to BBBBa1+ to B3 BB+ to BBB+ to BBB1 to B3 BB+ to BCaa1 to C CCC+ to D CCC+ to D C1 to D C+ to D Unrated Unrated Unrated Unrated Unrated On and Off BalanceSheet Credit Exposures Banks, MDBs, and DFIs 575,328 173,259 – – – 218,871 Total 575,328 173,259 – – – 218,871 Ratings of Banking Institutions by Approved ECAIs 31 December 2022 Exposure Class Moody’s S&P Fitch RAMs MARC Aaa to Aa3 AAA to AAAAA to AAAAA to AA3 AAA to AAA1 to A3 A+ to AA+ to AA to A3 A+ to ABaa1 to Baa3 BBB+ to BBBBB+ to BBBBBB1 to BBB3 BBB+ to BBBBa1+ to B3 BB+ to BBB+ to BBB1 to B3 BB+ to BCaa1 to C CCC+ to D CCC+ to D C1 to D C+ to D Unrated Unrated Unrated Unrated Unrated On and Off BalanceSheet Credit Exposures Banks, MDBs, and DFIs 1,207,092 262,483 – – – 395,265 Total 1,207,092 262,483 – – – 395,265 Note: There are no exposures under Short-term ratings for the period under review. 445 www.bankislam.com 1 2 3 4 5 6 7 8 9 FINANCIAL STATEMENTS

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