Bank Islam Integrated Annual Report 2023

4. CREDIT RISK (CONTINUED) 4.8 Disclosures of Rated and Unrated Exposures According to Ratings by ECAI of the Group a) Ratings of Sovereigns and Central Banks by Approved ECAIs Ratings of Sovereigns and Central Banks by Approved ECAIs 31 December 2023 Exposure Class Moody’s S&P Fitch Aaa to Aa3 AAA to AAAAA to AAA1 to A3 A+ to AA+ to ABaa1 to Baa3 BBB+ to BBBBBB+ to BBBBa1 to B3 BB+ to BBB+ to BCaa1 to C CCC+ to D CCC+ to D Unrated Unrated Unrated On and Off BalanceSheet Credit Exposures Sovereign and Central Banks* – 10,662,724 – – – – Total – 10,662,724 – – – – Ratings of Sovereigns and Central Banks by Approved ECAIs 31 December 2022 Exposure Class Moody’s S&P Fitch Aaa to Aa3 AAA to AAAAA to AAA1 to A3 A+ to AA+ to ABaa1 to Baa3 BBB+ to BBBBBB+ to BBBBa1 to B3 BB+ to BBB+ to BCaa1 to C CCC+ to D CCC+ to D Unrated Unrated Unrated On and Off BalanceSheet Credit Exposures Sovereign and Central Banks* – 12,113,373 – – – – Total – 12,113,373 – – – – * These exposures refer to exposures to Federal Government of Malaysia and Bank Negara Malaysia which are accorded a preferential sovereign risk weight of 0%. b) Ratings of Corporate by Approved ECAIs Ratings of Corporate by Approved ECAIs 31 December 2023 Exposure Class Moody’s S&P Fitch RAMs MARC Aaa to Aa3 AAA to AAAAA to AAAAA to AA3 AAA to AAA1 to A3 A+ to AA+ to AA to A3 A+ to ABaa1 to Baa3 BBB+ to BBBBB+ to BBBBB to BB BBB+ to BBB+ to C B+ to D B+ to D B to D B+ to D Unrated Unrated Unrated Unrated Unrated On and Off Balance-Sheet Credit Exposures Public Sector Entities 256,303 – – – 1,048,570 Insurance Cos, Securities Firms & Fund Manager Corporate 4,531,025 19,968 87,256 24,366 19,044,411 Total 4,787,328 19,968 87,256 24,366 20,092,981 444 Pillar 3 Disclosure as at 31 December 2023 Bank Islam Malaysia Berhad ◆ Integrated Annual Report 2023

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