Bank Islam Integrated Annual Report 2023

4. CREDIT RISK (CONTINUED) 4.6 Gross Credit Exposures (continued) (c) Residual Contractual Maturity Breakdown (continued) (ii) Bank 31 December 2023 Exposure Class Up To 1 Year RM’000 > 1 – 5 Years RM’000 Over 5 Years RM’000 Total RM’000 Credit Risk On-Balance Sheet Exposures Sovereign/Central Banks 5,291,458 3,197,730 2,173,537 10,662,724 Public Sector Entities 263,720 330,078 722,888 1,316,687 Banks, Developments Financial Institutions and Multilateral Development Banks 808,755 – – 808,755 Corporate 7,313,394 6,155,178 9,214,704 22,683,276 Regulatory Retail 494,500 3,633,507 22,871,129 26,999,136 Residential Mortgages 9,808 145,388 24,220,596 24,375,792 Higher Risk Assets – 201 4,008 4,209 Other Assets 1,344,142 – 1,743,273 3,087,415 Total for On-Balance Sheet Exposures 15,525,776 13,462,082 60,950,136 89,937,994 Off-Balance Sheet Exposures Credit-related Exposures 782,689 402,897 558,082 1,743,667 Derivative Financial Instruments 177,344 – – 177,344 Total for Off-Balance Sheet Exposures 960,032 402,897 558,082 1,921,011 Total On and Off-Balance Sheet Exposures 16,485,809 13,864,978 61,508,219 91,859,006 437 www.bankislam.com 1 2 3 4 5 6 7 8 9 FINANCIAL STATEMENTS

RkJQdWJsaXNoZXIy NDgzMzc=