Bank Islam Integrated Annual Report 2023

2. CAPITAL ADEQUACY (CONTINUED) 2.4 Capital Adequacy Ratios (continued) (b) CET I, Tier I and Tier II capital components of the Group and of the Bank (continued): 31.12.2022 Group RM’000 Bank RM’000 Tier I Capital Paid-up share capital 3,645,043 3,645,043 Share Premium – – Retained earnings 3,096,604 3,105,912 Other reserves 54,596 (56,368) Less: Deferred tax assets (212,349) (211,377) Less: 55% of fair value – – Less: Regulatory reserve attributable to financing (136,000) (136,000) Less: Investment in subsidiaries – (100,905) Less: Intangible Assets (54,578) (54,578) Total Common Equity Tier I Capital 6,393,316 6,191,727 Total Additional Tier I Capital 500,000 500,000 Total Tier I Capital 6,893,316 6,691,727 Subordinated Sukuk 1,700,000 1,700,000 Collective assessment allowance^ 537,883 535,095 Total Tier II Capital 2,237,883 2,235,095 Total Capital 9,131,199 8,926,822 ^ Collective assessment allowance on non-impaired financing and regulatory reserve subject to maximum of 1.25% of total credit risk-weighted assets after deducting IA as Risk Absorbent. 415 www.bankislam.com 1 2 3 4 5 6 7 8 9 FINANCIAL STATEMENTS

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