45. CAPITAL ADEQUACY (CONTINUED) The breakdown of risk-weighted assets in the various categories of risk-weights are as follows: Group Bank 2023 RM’000 2022 RM’000 2023 RM’000 2022 RM’000 Credit risk 56,803,773 53,650,821 56,390,694 53,513,221 Less: Credit risk absorbed by unrestricted investment accounts (11,803,750) (10,620,157) (11,817,298) (10,705,652) 45,000,023 43,030,664 44,573,396 42,807,569 Market risk 392,042 84,876 392,042 84,876 Operational risk 4,225,384 3,971,313 4,150,406 3,909,361 49,617,449 47,086,853 49,115,844 46,801,806 46. RELATED PARTY TRANSACTIONS Identity of related parties For the purposes of these financial statements, parties are considered to be related to the Group if the Group has the ability, directly or indirectly, to control the party or exercise significant influence over the party in making financial and operating decisions, or vice versa, or where the Group and the party are subject to common control or common significant influence. Related parties may be individuals or other entities. Related parties that have material transactions and their relationship with the Group and the Bank are as follows: Parties Relationship Lembaga Tabung Haji Major shareholder Subsidiaries of Bank Islam Malaysia Berhad as disclosed in Note 13 Subsidiaries Subsidiaries of Lembaga Tabung Haji Other related companies Koperasi Kakitangan Kumpulan BIMB Holdings Malaysia Berhad Co-operative society in which the employees have interest Related party transactions have been entered into in the normal course of business under normal trade terms. 401 1 2 3 4 5 6 7 8 9 www.bankislam.com FINANCIAL STATEMENTS
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