8. FINANCING, ADVANCES AND OTHERS (CONTINUED) (a) By type and Shariah contract (continued) Included in financing, advances and others are house financing and personal financing that are used for the underlying assets of Unrestricted Investment Accounts (“UA”) and financing sold to Cagamas with recourse to the Group and the Bank. The details are as follows: Note Group Bank 2023 RM’000 2022 RM’000 2023 RM’000 2022 RM’000 House financing Unrestricted Investment Accounts 17 13,356,777 10,887,549 13,366,496 10,939,310 Sold to Cagamas with recourse 19 2,004,329 3,005,343 2,004,329 3,005,343 15,361,106 13,892,892 15,370,825 13,944,653 Personal financing Unrestricted Investment Accounts 17 3,716,379 3,573,890 3,726,098 3,625,652 (b) By type of customer Group and Bank 2023 RM’000 2022 RM’000 Domestic banking institutions 200,052 200,741 Domestic non-bank financial institutions 804,182 1,134,114 Domestic business enterprise 11,095,362 11,388,424 Small & medium enterprises 2,739,497 2,515,004 Government & statutory bodies 1,910,528 1,895,508 Individuals 50,718,810 48,636,547 Other domestic entities 18,008 15,991 Foreign entities 138,350 155,528 67,624,789 65,941,857 (c) By profit rate sensitivity Group and Bank 2023 RM’000 2022 RM’000 Fixed rate House financing 940,957 960,743 Others 6,299,591 4,578,040 Floating rate House financing 26,802,712 25,607,476 Others 33,581,529 34,795,598 67,624,789 65,941,857 305 1 2 3 4 5 6 7 8 9 www.bankislam.com FINANCIAL STATEMENTS
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