Bank Islam Integrated Annual Report 2022

4. CREDIT RISK (CONTINUED) 4.9 Credit Risk Mitigation (CRM) (continued) Disclosure of Credit Risk Mitigation (CRM) (continued): 31 December 2021 Exposures before CRM Exposures covered by guarantees Exposures covered by eligible financial and non-financial collateral Exposure class RM’000 RM’000 RM’000 On-Balance Sheet Exposures Sovereign/Central Banks 9,052,249 – – Public Sector Entities 1,701,095 – 10,101 Banks, DFIs and MDBs 1,007,555 – – Corporates 19,388,649 706,085 1,224,343 Regulatory Retail 20,743,307 194,327 136,111 Residential Mortgages 23,669,331 452 100,983 Higher Risk Assets 3,173 – – Other Assets 1,846,888 – – Defaulted Exposures 1,128,766 384,941 69,715 Total for On-Balance Sheet Exposures 78,541,013 1,285,805 1,541,253 Off-Balance Sheet Exposures Credit-related Exposures 1,623,840 4,805 56,026 Derivative Financial Instruments 116,795 – – Defaulted Exposures 36,288 4,752 10 Total for Off-Balance Sheet Exposures 1,776,923 9,557 56,036 Total On and Off-Balance Sheet Exposures 80,317,936 1,295,362 1,597,289 Pillar 3 Disclosure as at 31 December 2022 Integrated Report 2022 426

RkJQdWJsaXNoZXIy NDgzMzc=