Bank Islam Integrated Annual Report 2022

4. CREDIT RISK (CONTINUED) 4.6 Gross Credit Exposures (continued) (c) Residual Contractual Maturity Breakdown (continued) (ii) Bank 31 December 2022 Up to 1 Year > 1 – 5 Years Over 5 Years Total Exposure Class RM’000 RM’000 RM’000 RM’000 Credit Risk On-Balance Sheet Exposures Sovereign/Central Banks 6,612,283 2,713,450 2,787,640 12,113,373 Public Sector Entities 843,501 344,240 1,773,816 2,961,557 Banks, Developments Financial Institutions and Multilateral Development Banks 1,477,178 200,727 – 1,677,905 Corporate 5,711,877 7,526,468 7,581,253 20,819,598 Regulatory Retail 103,854 3,201,349 19,458,266 22,763,469 Residential Mortgages 28,135 145,653 25,929,990 26,103,778 Higher Risk Assets – 188 2,353 2,541 Other Assets 1,296,448 – 1,523,356 2,819,804 Total for On-Balance Sheet Exposures 16,073,276 14,132,075 59,056,674 89,262,025 Off-Balance Sheet Exposures Credit-related Exposures 799,082 399,012 605,922 1,804,016 Derivative Financial Instruments 212,579 501 – 213,080 Total for Off-Balance Sheet Exposures 1,011,661 399,513 605,922 2,017,096 Total On and Off-Balance Sheet Exposures 17,084,937 14,531,588 59,662,596 91,279,121 Financial Statements 415 01 05 03 07 02 06 09 04 08 Bank Islam Malaysia Berhad

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