45. CAPITAL ADEQUACY (CONTINUED) The breakdown of risk-weighted assets in the various categories of risk-weights are as follows: Group Bank 2022 RM’000 2021 RM’000 2022 RM’000 2021 RM’000 Credit risk 53,650,821 50,180,739 53,513,221 50,080,971 Less: Credit risk absorbed by unrestricted investment accounts (10,620,157) (7,423,579) (10,705,652) (7,513,437) 43,030,664 42,757,160 42,807,569 42,567,534 Market risk 84,876 489,559 84,876 489,559 Operational risk 3,971,313 3,847,886 3,909,361 3,797,811 47,086,853 47,094,605 46,801,806 46,854,904 46. RELATED PARTY TRANSACTIONS Identity of related parties For the purposes of these financial statements, parties are considered to be related to the Group if the Group has the ability, directly or indirectly, to control the party or exercise significant influence over the party in making financial and operating decisions, or vice versa, or where the Group and the party are subject to common control or common significant influence. Related parties may be individuals or other entities. Related parties that have material transactions and their relationship with the Bank are as follows: Parties Relationship Lembaga Tabung Haji Major shareholder Syarikat Takaful Malaysia Berhad Other related companies Subsidiaries of Bank Islam Malaysia Berhad as disclosed in Note 13 Subsidiaries Associate company of Lembaga Tabung Haji Other related companies Koperasi Kakitangan Kumpulan BIMB Holdings Malaysia Berhad Co-operative society in which the employees have interest Related party transactions have been entered into in the normal course of business under normal trade terms. Notes to the financial statements for the financial year ended 31 December 2022 Integrated Report 2022 378
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