41. FINANCIAL RISK MANAGEMENT (CONTINUED) (b) Credit risk (continued) Maximum exposure to credit risk (continued) (b) Financing, advances and others (continued) Relief and support measures As mentioned in Note 2.1(a)(i), the Government has introduced certain measures to assist customers experiencing temporary financial constraints due to the pandemic. The table below summarised total payment moratoriums and repayment assistances granted to the affected customers; 2022 Matured and repaying as per revised schedules RM’000 Extended RM’000 Missed payments RM’000 Total granted RM’000 Consumer 28,544,807 322,309 712,513 29,579,629 Mortgages 18,630,603 210,739 436,899 19,278,241 Hire purchase 803,631 3,357 32,940 839,928 Personal financing 9,110,573 108,213 242,674 9,461,460 Commercial 1,810,567 531 76,411 1,887,509 of which SME 896,710 531 75,109 972,350 Corporate 1,653,301 – – 1,653,301 32,008,675 322,840 788,924 33,120,439 As a percentage of total: Consumer 96.5% 1.1% 2.4% 100.0% Mortgages 96.6% 1.1% 2.3% 100.0% Hire purchase 95.7% 0.4% 3.9% 100.0% Personal financing 96.3% 1.1% 2.6% 100.0% Commercial 95.9% 0.0% 4.1% 100.0% of which SME 92.2% 0.1% 7.7% 100.0% Corporate 100.0% 0.0% 0.0% 100.0% 96.6% 1.0% 2.4% 100.0% Financial Statements 335 01 05 03 07 02 06 09 04 08 Bank Islam Malaysia Berhad
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