17. INVESTMENT ACCOUNTS OF CUSTOMERS (CONTINUED) (b) By type of customers Group Bank 2022 RM’000 2021 RM’000 2022 RM’000 2021 RM’000 Individuals 5,390,121 5,745,138 5,390,121 5,745,138 Government and statutory bodies 5,359,249 2,437,046 5,359,249 2,437,046 Business Enterprises 2,561,251 1,267,853 2,561,251 1,267,853 Non-bank financial institutions 971,742 835,758 1,075,265 944,457 International Islamic Bank 11,005 – 11,005 – Others 168,071 167,107 168,071 167,107 14,461,439 10,452,902 14,564,962 10,561,601 (c) Movement of investment accounts of customers Unrestricted investment accounts Restricted investment accounts Wakalah RM’000 Group Mudharabah RM’000 Wakalah RM’000 Total RM’000 As at 1 January 2021 5,113,275 7,255,253 12,368,528 11,915 Funding inflows/outflows: Net movement 1,528,718 – 1,528,718 – New placement – 7,534,543 7,534,543 – Redemption/Principal repayment – (11,139,014) (11,139,014) (10,784) Income from investment 209,529 282,542 492,071 26 Bank’s share of profit: Profit distributed to Mudharib (195,885) – (195,885) – Wakalah fees – (136,059) (136,059) (308) As at 31 December 2021/ 1 January 2022 6,655,637 3,797,265 10,452,902 849 Funding inflows/outflows: Net movement 633,857 – 633,857 – New placement – 10,013,370 10,013,370 – Redemption/Principal repayment – (6,834,176) (6,834,176) (747) Income from investment 265,087 313,900 578,987 – Bank’s share of profit: Profit distributed to Mudharib (240,923) – (240,923) – Wakalah fees – (142,578) (142,578) (59) As at 31 December 2022 7,313,658 7,147,781 14,461,439 43 Notes to the financial statements for the financial year ended 31 December 2022 Integrated Report 2022 302
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