16. DEPOSITS FROM CUSTOMERS (CONTINUED) (c) By type of customers Group Bank 2022 RM’000 2021 RM’000 2022 RM’000 2021 RM’000 Domestic non-bank financial institutions 6,590,672 6,059,847 6,704,883 6,084,939 Business enterprises 21,229,580 22,935,511 21,229,580 22,935,511 Government and statutory bodies 20,848,877 16,414,063 20,848,877 16,414,063 Individuals 8,748,143 7,864,062 8,748,143 7,864,062 Domestic banking institutions 349,296 976,873 349,296 976,873 Others 2,940,936 3,088,478 2,940,936 3,088,478 60,707,504 57,338,834 60,821,715 57,363,926 17. INVESTMENT ACCOUNTS OF CUSTOMERS (a) By type and Shariah contract Group Bank 2022 RM’000 2021 RM’000 2022 RM’000 2021 RM’000 Unrestricted investment accounts Without maturity: Mudharabah 7,313,658 6,655,637 7,313,658 6,655,637 – Savings 5,086,821 5,343,189 5,086,821 5,343,189 – Demand 2,226,837 1,312,448 2,226,837 1,312,448 With maturity: Wakalah 7,147,781 3,797,265 7,251,304 3,905,964 14,461,439 10,452,902 14,564,962 10,561,601 Restricted investment accounts (“RA”) managed by the Bank^ With maturity: Wakalah 43 849 43 849 ^ Included in RA managed by the Bank is an arrangement between the Bank and Lembaga Tabung Haji where the Bank acts as an investment agent to manage and administer the RA, with underlying assets amounting to RM43,000 (2021: RM849,000). Financial Statements 301 01 05 03 07 02 06 09 04 08 Bank Islam Malaysia Berhad
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