16. DEPOSITS FROM CUSTOMERS (a) By type of deposit Group Bank 2022 RM’000 2021 RM’000 2022 RM’000 2021 RM’000 Savings Deposit Qard 6,646,714 7,221,380 6,646,714 7,221,380 Demand Deposit Qard 13,724,699 12,954,014 13,830,033 12,968,663 Term Deposit 40,220,734 37,044,548 40,229,611 37,054,991 General Investment Deposit Mudharabah 118,094 149,833 118,094 149,833 Term Deposit-i Tawarruq 39,982,616 35,721,908 39,991,493 35,732,351 Negotiable Islamic Debt Certificates (“NIDC”) 120,024 1,172,807 120,024 1,172,807 Others 115,357 118,892 115,357 118,892 Total Deposits 60,707,504 57,338,834 60,821,715 57,363,926 (b) Maturity structure of term deposits are as follows: Group Bank 2022 RM’000 2021 RM’000 2022 RM’000 2021 RM’000 Due within six months 27,734,736 22,267,682 27,736,556 22,268,464 More than six months to one year 7,680,524 11,193,457 7,685,806 11,196,267 More than one year to three years 2,074,887 1,252,439 2,076,662 1,259,290 More than three years to five years 2,730,587 2,330,970 2,730,587 2,330,970 40,220,734 37,044,548 40,229,611 37,054,991 Notes to the financial statements for the financial year ended 31 December 2022 Integrated Report 2022 300
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