8. FINANCING, ADVANCES AND OTHERS (CONTINUED) (h) Movement in impaired financing and advances (“impaired financing”) Group and Bank 2022 RM’000 2021 RM’000 At 1 January 568,383 373,234 Classified as impaired during the year 916,357 597,779 Reclassified as not impaired during the year (290,419) (212,296) Amount repaid (107,468) (62,386) Amount written-off (251,621) (127,948) At 31 December 835,232 568,383 Gross impaired financing as a percentage of gross financing, advances and others 1.27% 0.96% The contractual amount outstanding on financing and advances that were written-off during the year are still subject to enforcement activity. (i) Impaired financing by geographical distribution Group and Bank 2022 RM’000 2021 RM’000 Central Region 510,998 395,781 Eastern Region 95,756 68,146 Northern Region 146,491 74,751 Southern Region 55,567 17,458 East Malaysia Region 26,420 12,247 835,232 568,383 (j) Impaired financing by sector Group and Bank 2022 RM’000 2021 RM’000 Mining and quarrying 257,925 245,596 Manufacturing (including agro–based) 37,452 11,047 Electricity, gas and water supply 467 – Wholesale & retail trade, and hotels & restaurants 75,788 79,926 Construction 32,449 39,650 Transport, storage and communications 20,222 6,153 Finance, insurance, real estate and business activities 37,872 3,053 Education, health & others 2,158 9,754 Household sectors 370,899 173,204 835,232 568,383 Notes to the financial statements for the financial year ended 31 December 2022 Integrated Report 2022 288
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