8. FINANCING, ADVANCES AND OTHERS (CONTINUED) (a) By type and Shariah contract (continued) Included in financing, advances and others are house financing and personal financing that are used for the underlying assets of Unrestricted Investment Accounts (“UA”) and financing sold to Cagamas with recourse to the Group and the Bank. The details are as follows: Group Bank Note 2022 RM’000 2021 RM’000 2022 RM’000 2021 RM’000 House financing Unrestricted Investment Accounts 17 10,887,549 8,554,270 10,939,310 8,608,619 Sold to Cagamas with recourse 19 3,005,343 2,001,720 3,005,343 2,001,720 13,892,892 10,555,990 13,944,653 10,610,339 Personal financing Unrestricted Investment Accounts 17 3,573,890 1,898,632 3,625,652 1,952,982 (b) By type of customer Group and Bank 2022 RM’000 2021 RM’000 Domestic banking institutions 200,741 200,018 Domestic non-bank financial institutions 1,134,114 1,089,617 Domestic business enterprise 11,388,424 10,137,127 Small & medium enterprises 2,515,004 2,169,436 Government & statutory bodies 1,895,508 919,583 Individuals 48,636,547 44,451,160 Other domestic entities 15,991 21,676 Foreign entities 155,528 229,118 65,941,857 59,217,735 Financial Statements 285 01 05 03 07 02 06 09 04 08 Bank Islam Malaysia Berhad
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