4. CREDIT RISK (CONTINUED) 4.9 Credit Risk Mitigation (CRM) (continued) Disclosure of Credit Risk Mitigation (CRM) (continued): 31 December 2020 Exposures before CRM Exposures covered by guarantees Exposures covered by eligible financial and non-financial collateral Exposure class RM’000 RM’000 RM’000 On-Balance Sheet Exposures Sovereign/Central Banks 8,165,933 – – Public Sector Entities 1,600,640 – 26,565 Banks, DFIs and MDBs 510,893 – – Corporates 19,584,934 540,901 1,226,255 Regulatory Retail 19,456,153 56,341 100,260 Residential Mortgages 21,610,415 453 100,804 Higher Risk Assets 3,783 – – Other Assets 1,786,255 – – Defaulted Exposures 895,405 121,080 81,717 Total for On-Balance Sheet Exposures 73,614,411 718,775 1,535,601 Off-Balance Sheet Exposures Credit-related Exposures 1,461,127 13,733 10,523 Derivative Financial Instruments 148,631 – – Defaulted Exposures 25,822 – – Total for Off-Balance Sheet Exposures 1,635,580 13,733 10,523 Total On and Off-Balance Sheet Exposures 75,249,991 732,508 1,546,124 PILLAR 3 DISCLOSURE as at 31 December 2021 BANK I SLAM MALAYS IA BERHAD 418
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