Bank Islam Integrated Annual Report 2021

4. CREDIT RISK (CONTINUED) 4.6 Gross Credit Exposures (continued) (c) Residual Contractual Maturity Breakdown (continued) (i) Group (continued) 31 December 2020 Up to 1 Year > 1 – 5 Years Over 5 Years Total Exposure Class RM’000 RM’000 RM’000 RM’000 Credit Risk On-Balance Sheet Exposures Sovereign/Central Banks 5,025,763 1,307,472 1,832,698 8,165,933 Public Sector Entities 126,850 672,694 801,096 1,600,640 Banks, Developments Financial Institutions and Multilateral Development Banks 307,302 201,040 2,634 510,976 Corporate 3,418,150 6,616,986 10,300,124 20,335,260 Regulatory Retail 60,071 3,035,247 16,438,456 19,533,774 Residential Mortgages 10,535 136,323 21,531,015 21,677,873 Higher Risk Assets – 14 3,769 3,783 Other Assets 351,256 – 1,451,641 1,802,897 Total for On-Balance Sheet Exposures 9,299,927 11,969,776 52,361,433 73,631,136 Off-Balance Sheet Exposures Credit-related Exposures 512,097 581,139 393,713 1,486,949 Derivative Financial Instruments 143,217 5,414 – 148,631 Total for Off-Balance Sheet Exposures 655,314 586,553 393,713 1,635,580 Total On and Off-Balance Sheet Exposures 9,955,241 12,556,329 52,755,146 75,266,716 PILLAR 3 DISCLOSURE as at 31 December 2021 BANK I SLAM MALAYS IA BERHAD 406

RkJQdWJsaXNoZXIy NDgzMzc=