Bank Islam Integrated Annual Report 2021

4. CREDIT RISK (CONTINUED) 4.6 Gross Credit Exposures (continued) (c) Residual Contractual Maturity Breakdown (i) Group 31 December 2021 Up to 1 Year > 1 – 5 Years Over 5 Years Total Exposure Class RM’000 RM’000 RM’000 RM’000 Credit Risk On-Balance Sheet Exposures Sovereign/Central Banks 4,574,778 2,811,303 1,666,169 9,052,250 Public Sector Entities 106,851 814,612 779,632 1,701,095 Banks, Developments Financial Institutions and Multilateral Development Banks 823,210 200,384 2,432 1,026,026 Corporate 5,152,471 6,005,414 9,202,547 20,360,432 Regulatory Retail 134,369 3,018,105 17,673,110 20,825,584 Residential Mortgages 17,442 136,540 23,589,887 23,743,869 Higher Risk Assets – 34 3,307 3,341 Other Assets 457,052 – 1,480,225 1,937,277 Total for On-Balance Sheet Exposures 11,266,173 12,986,392 54,397,309 78,649,874 Off-Balance Sheet Exposures Credit-related Exposures 656,789 448,316 555,018 1,660,123 Derivative Financial Instruments 114,431 2,368 – 116,799 Total for Off-Balance Sheet Exposures 771,220 450,684 555,018 1,776,922 Total On and Off-Balance Sheet Exposures 12,037,393 13,437,076 54,952,327 80,426,796 INTEGRATED ANNUAL REPORT 202 1 405 Key Messages Overview Value Creation MD&A Sustainability Leadership Accountability Financial Additional Information

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