Bank Islam Integrated Annual Report 2021

4. CREDIT RISK (CONTINUED) 4.5 Credit Quality of Gross Financing and Advances (continued) (d) Gross Financing and Advances – Exposures by Geographical Areas 31 December 2021 RM‘000 Gross Financing Of Which: Individual Allowances Collective Allowances Past Due But Not Impaired Financing Impaired Financing Central Region 26,946,146 215,749 395,781 210,034 436,151 Eastern Region 9,368,591 58,516 68,146 10,063 157,554 Northern Region 8,066,342 43,096 74,751 – 93,755 Southern Region 10,247,330 73,033 17,458 857 105,491 East Malaysia Region 4,589,326 23,972 12,247 – 50,061 Grand Total 59,217,735 414,366 568,383 220,954 843,012 31 December 2020 RM‘000 Gross Financing Of Which: Individual Allowances Collective Allowances Past Due But Not Impaired Financing Impaired Financing Central Region 25,745,132 326,811 174,617 47,606 496,983 Eastern Region 8,757,468 80,907 86,291 15,481 94,975 Northern Region 7,431,066 93,699 78,220 – 93,343 Southern Region 9,416,361 88,776 19,167 2,108 89,166 East Malaysia Region 4,248,569 38,574 14,939 – 88,299 Grand Total 55,598,596 628,767 373,234 65,195 862,766 PILLAR 3 DISCLOSURE as at 31 December 2021 BANK I SLAM MALAYS IA BERHAD 396

RkJQdWJsaXNoZXIy NDgzMzc=