Bank Islam Integrated Annual Report 2021

2. CAPITAL ADEQUACY (CONTINUED) 2.4 Capital Adequacy Ratios (continued) (b) CET 1, Tier I and Tier II capital components of the Group and of the Bank (continued): 31.12.2020 Group Bank RM’000 RM’000 Tier I Capital Paid-up share capital 3,306,118 3,306,118 Share Premium – – Retained earnings 2,797,307 2,791,044 Other reserves 182,274 182,423 Less: Deferred tax assets (1,511) – Less: 55% of fair value (103,564) (103,564) Less: Regulatory reserve attributable to financing – – Less: Investment in subsidiaries – (15,525) Total Common Equity Tier I Capital 6,180,624 6,160,496 Total Additional Tier I Capital – – Total Tier I Capital 6,180,624 6,160,496 Subordinated Sukuk 1,700,000 1,700,000 Collective assessment allowance ^ 472,256 472,005 Total Tier II Capital 2,172,256 2,172,005 Total Capital 8,352,880 8,332,501 ^ Collective assessment allowance on non-impaired financing and regulatory reserve, subject to maximum of 1.25% of total credit risk-weighted assets after deducting IA as Risk Absorbent. INTEGRATED ANNUAL REPORT 202 1 383 Key Messages Overview Value Creation MD&A Sustainability Leadership Accountability Financial Additional Information

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