Bank Islam Integrated Annual Report 2021

2. CAPITAL ADEQUACY (CONTINUED) 2.4 Capital Adequacy Ratios (continued) (b) CET I, Tier I and Tier II capital components of the Group and of the Bank (continued): 31.12.2021 Group Bank RM’000 RM’000 Tier I Capital Paid-up share capital 3,445,757 3,445,757 Share Premium – – Retained earnings 2,965,080 2,965,659 Other reserves (10,899) (121,843) Less: Deferred tax assets (193,214) (191,773) Less: 55% of fair value – – Less: Regulatory reserve attributable to financing – – Less: Investment in subsidiaries – (100,905) Total Common Equity Tier I Capital 6,206,724 5,996,895 Total Additional Tier I Capital – – Total Tier I Capital 6,206,724 5,996,895 Subordinated Sukuk 2,000,000 2,000,000 Collective assessment allowance ^ 534,465 532,094 Total Tier II Capital 2,534,465 2,532,094 Total Capital 8,741,189 8,528,989 ^ Collective assessment allowance on non-impaired financing and regulatory reserve, subject to maximum of 1.25% of total credit risk-weighted assets after deducting IA as Risk Absorbent. PILLAR 3 DISCLOSURE as at 31 December 2021 BANK I SLAM MALAYS IA BERHAD 382

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