42. COMMITMENTS AND CONTINGENCIES (CONTINUED) (a) Commitment and contingencies (continued) The off-Balance Sheet and counterparties credit risk for the Group and the Bank are as follows: (continued) 31 December 2020 Nature of item Principal Amount RM’000 Credit Equivalent Amount RM’000 Risk Weighted Asset RM’000 Credit related exposures Direct credit substitutes 449,506 449,506 442,426 Transaction related contingent items 899,541 449,770 436,481 Short-term self-liquidating trade related contingencies 592,744 118,549 117,165 Other commitments, such as formal standby facilities and credit lines, with an original maturity of: – exceeding one year 938,247 469,124 362,317 Any commitments that are unconditionally cancelled at any time by the Bank without prior notice or that effectively provide for automatic cancellation due to deterioration in a borrower’s creditworthiness 8,676,980 – – 11,557,018 1,486,949 1,358,389 Principal Amount RM’000 Positive Fair Value of Derivative Contracts RM’000 Credit Equivalent Amount RM’000 Risk Weighted Asset RM’000 Derivative Financial Instruments Foreign exchange related contracts – less than one year 8,518,422 59,494 143,217 60,587 Profit rate related contracts – one year to less than five years 114,056 2,171 5,414 4,045 8,632,478 61,665 148,631 64,632 Total 20,189,496 61,665 1,635,580 1,423,021 INTEGRATED ANNUAL REPORT 202 1 Key Messages Overview Value Creation MD&A Sustainability Leadership Accountability Financial Additional Information 361
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