42. COMMITMENTS AND CONTINGENCIES (a) Commitment and contingencies The off-Balance Sheet and counterparties credit risk for the Group and the Bank are as follows: 31 December 2021 Nature of item Principal Amount RM’000 Credit Equivalent Amount RM’000 Risk Weighted Asset RM’000 Credit related exposures Direct credit substitutes 501,511 501,511 503,088 Transaction related contingent items 903,458 451,729 438,976 Short-term self-liquidating trade related contingencies 417,940 83,588 83,012 Other commitments, such as formal standby facilities and credit lines, with an original maturity of: – exceeding one year 1,246,592 623,295 503,494 Any commitments that are unconditionally cancelled at any time by the Bank without prior notice or that effectively provide for automatic cancellation due to deterioration in a borrower’s creditworthiness 8,110,490 – – 11,179,991 1,660,123 1,528,570 Principal Amount RM’000 Positive Fair Value of Derivative Contracts RM’000 Credit Equivalent Amount RM’000 Risk Weighted Asset RM’000 Derivative Financial Instruments Foreign exchange related contracts – less than one year 7,505,850 25,120 114,431 66,277 Profit rate related contracts – one year to less than five years 79,153 917 2,368 1,735 7,585,003 26,037 116,799 68,012 Total 18,764,994 26,037 1,776,922 1,596,582 BANK I SLAM MALAYS IA BERHAD NOTES TO THE FINANCIAL STATEMENTS for the financial year ended 31 December 2021 360
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