39. FINANCIAL RISK MANAGEMENT (CONTINUED) (d) Liquidity risk (continued) Maturity analysis (continued) The table below analyses assets and liabilities of the Group and the Bank based on the remaining period at the end of the reporting period to the contractual maturity date in accordance with the requirement of Bank Negara Malaysia Guidelines: (continued) Group As at 31 December 2020 On demand/ no specific maturity date RM’000 Up to 1 month RM’000 >1 to 3 months RM’000 >3 to 6 months RM’000 >6 to 12 months RM’000 Over 1 year RM’000 Total RM’000 Assets Cash and short-term funds and deposits and placements with financial institutions 725,644 4,490,732 – 361 – – 5,216,737 Financial assets at FVTPL 238,490 243,618 – 30,051 50,041 619,000 1,181,200 Derivative financial assets – 25,579 26,773 6,915 227 2,171 61,665 Financial assets at FVOCI 63,951 15,842 678,405 395,567 831,388 10,572,838 12,557,991 Financing, advances and others – 1,799,333 1,054,893 429,657 377,000 51,009,752 54,670,635 Other financial assets at amortised cost 192,574 – – – – – 192,574 Statutory deposits with Bank Negara Malaysia 192,425 – – – – – 192,425 Total assets 1,413,084 6,575,104 1,760,071 862,551 1,258,656 62,203,761 74,073,227 Liabilities Deposits from customers 17,914,224 12,210,156 8,395,068 5,830,244 4,957,014 1,770,556 51,077,262 Investment accounts of customers 5,113,275 2,482,295 2,231,737 1,913,851 620,569 6,801 12,368,528 Derivative financial liabilities – 29,422 56,599 17,269 938 1,644 105,872 Bills and acceptance payable 29,621 – – – – – 29,621 Recourse obligations on financing sold to Cagamas – – – – – 1,501,187 1,501,187 Subordinated Sukuk Murabahah – – 3,904 9,260 – 1,700,000 1,713,164 Other liabilities 978,556 – – – – 59,523 1,038,079 Lease liabilities – 1,409 2,267 3,323 6,437 298,993 312,429 Total liabilities 24,035,676 14,723,282 10,689,575 7,773,947 5,584,958 5,338,704 68,146,142 Net liquidity gap on statement of financial position (22,925,033) (7,845,737) (8,929,504) (6,911,396) (4,326,302) 56,865,057 5,927,085 BANK I SLAM MALAYS IA BERHAD NOTES TO THE FINANCIAL STATEMENTS for the financial year ended 31 December 2021 346
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