39. FINANCIAL RISK MANAGEMENT (CONTINUED) (d) Liquidity risk (continued) Maturity analysis The table below analyses assets and liabilities of the Group and the Bank based on the remaining period at the end of the reporting period to the contractual maturity date in accordance with the requirement of Bank Negara Malaysia Guidelines: Group As at 31 December 2021 On demand/ no specific maturity date RM’000 Up to 1 month RM’000 >1 to 3 months RM’000 >3 to 6 months RM’000 >6 to 12 months RM’000 Over 1 year RM’000 Total RM’000 Assets Cash and short-term funds and deposits and placements with financial institutions 754,313 4,468,535 – – – – 5,222,848 Financial assets at FVTPL 295,395 10,225 494,559 447,071 335,244 – 1,582,494 Derivative financial assets – 5,316 7,759 11,972 73 917 26,037 Financial assets at FVOCI 77,534 670,667 200,402 1,010,231 1,217,728 9,427,642 12,604,204 Financial assets at amortised cost – – – 50,529 – 1,298,315 1,348,844 Financing, advances and others – 2,405,500 1,325,153 691,800 505,753 53,225,563 58,153,769 Other financial assets at amortised cost 294,508 – – – – – 294,508 Statutory deposits with Bank Negara Malaysia 264,050 – – – – – 264,050 Total assets 1,685,800 7,560,243 2,027,873 2,211,603 2,058,798 63,952,437 79,496,754 Liabilities Deposits from customers 20,294,286 13,126,938 9,285,290 8,116,272 5,969,898 546,150 57,338,834 Investment accounts of customers 6,655,637 1,340,131 1,322,364 907,940 218,917 7,913 10,452,902 Derivative financial liabilities – 5,176 7,565 6,387 625 668 20,421 Bills and acceptance payable 20,112 – – – – – 20,112 Recourse obligations on financing sold to Cagamas – – – – – 2,001,720 2,001,720 Subordinated Sukuk Murabahah – – 3,945 10,904 – 2,000,000 2,014,849 Other liabilities 1,570,602 – – – – – 1,570,602 Lease liabilities – 728 2,283 3,461 5,948 291,028 303,448 Total liabilities 28,540,637 14,472,973 10,621,447 9,044,964 6,195,388 4,847,479 73,722,888 Net liquidity gap on statement of financial position (27,227,766) (6,539,801) (8,593,574) (6,833,361) (4,136,590) 59,104,958 5,773,866 INTEGRATED ANNUAL REPORT 202 1 Key Messages Overview Value Creation MD&A Sustainability Leadership Accountability Financial Additional Information 345
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