Bank Islam Integrated Annual Report 2021

8. FINANCING, ADVANCES AND OTHERS (CONTINUED) (a) By type and Shariah contract (continued) Included in financing, advances and others are house financing and personal financing that are used for the underlying assets of Unrestricted Investment Accounts (“UA”) and financing sold to Cagamas with recourse to the Group and the Bank. The details are as follows: Group Bank Note 2021 RM’000 2020 RM’000 2021 RM’000 2020 RM’000 House financing Unrestricted Investment Accounts 16 8,554,270 8,740,902 8,608,619 8,741,086 Sold to Cagamas with recourse 17 2,001,720 1,501,187 2,001,720 1,501,187 10,555,990 10,242,089 10,610,339 10,242,273 Personal financing Unrestricted Investment Accounts 16 1,898,632 3,627,626 1,952,982 3,627,811 (b) By type of customer Group and Bank 2021 RM’000 2020 RM’000 Domestic banking institutions 200,018 200,459 Domestic non-bank financial institutions 1,089,617 1,272,857 Domestic business enterprise 10,137,127 9,859,263 Small & medium enterprises 2,169,436 1,799,003 Government & statutory bodies 919,583 743,051 Individuals 44,451,160 41,353,603 Other domestic entities 21,676 102,008 Foreign entities 229,118 268,352 59,217,735 55,598,596 BANK I SLAM MALAYS IA BERHAD NOTES TO THE FINANCIAL STATEMENTS for the financial year ended 31 December 2021 270

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