Bank Islam Integrated Annual Report 2020

74.4% 74.1% 13.1% 13.6% 12.5% 12.3% 76 Management Di scuss ion and Anal ys i s Value Creat ion at Bank I s lam Sus ta inabi l i t y Repor t PERFORMANCE REVIEW SEGMENTAL ANALYSIS CONSUMER yȈȶƃȶƺȈȶǼ ӯĄÃљіӗјњќӗіѕўӰ yȈȶƃȶƺȈȶǼ ӯĄÃјќӗјїѕӗћѝѝӰ yȈȶƃȶƺȈȶǼ ӯĄÃќӗїўіӗјўѝӰ yȈȶƃȶƺȈȶǼ ӯĄÃћӗѝіўӗѝќќӰ yȈȶƃȶƺȈȶǼ ӯĄÃћӗўњѕӗѕѝѝӰ yȈȶƃȶƺȈȶǼ ӯĄÃћӗіќјӗљѕљӰ COMMERCIAL CORPORATE ѵѳѵѳ ѵѳѵѳ ѵѳѵѳ ѵѳѴѼ ѵѳѴѼ ѵѳѴѼ