Bank Islam Integrated Annual Report 2020

28. INCOME ATTRIBUTABLE TO DEPOSITORS Group Bank 2020 RM’000 2019 RM’000 2020 RM’000 2019 RM’000 Deposits from customers: – Mudharabah fund 4,758 8,371 4,758 8,371 – Non-Mudharabah fund 930,187 1,296,350 930,408 1,296,625 Deposits and placements of banks and other financial institutions: – Non-Mudharabah fund 421 402 421 402 Recourse obligation on financing sold to Cagamas 71,113 71,201 71,113 71,201 1,006,479 1,376,324 1,006,700 1,376,599 29. INCOME ATTRIBUTABLE TO INVESTMENT ACCOUNT HOLDERS Group and Bank 2020 RM’000 2019 RM’000 Unrestricted investment accounts – Mudharabah 10,609 9,987 – Wakalah 211,417 165,634 222,026 175,621 30. PERSONNEL EXPENSES Group Bank 2020 RM’000 2019 RM’000 2020 RM’000 2019 RM’000 Salaries and wages 387,121 358,078 378,437 350,419 Allowances and bonuses 108,688 161,831 106,875 159,625 Employees’ Provident Fund 75,992 64,954 74,534 63,605 Directors and Shariah Supervisory Council Members’ remuneration 7,040 7,136 6,012 6,076 Medical benefits 29,835 29,048 28,795 28,519 Staff sales commission 25,543 15,551 25,543 15,551 Others 29,148 25,795 29,165 25,043 663,367 662,393 649,361 648,838 Notes to the financial statements for the financial year ended 31 December 2020 256 Financ ial Statement s Accountabi l i t y Addi t ional Informat ion