Bank Islam Integrated Annual Report 2020

16. INVESTMENT ACCOUNTS OF CUSTOMERS (CONTINUED) (c) Movement of investment accounts of customers (continued) Unrestricted investment accounts Restricted investment accounts Wakalah RM’000 Bank Mudharabah RM’000 Wakalah RM’000 Total RM’000 As at 1 January 2019 2,594,846 2,581,973 5,176,819 78,717 Funding inflows/outflows: Net movement 606,511 – 606,511 – New placement – 8,442,709 8,442,709 – Redemption/Principal repayment – (4,161,287) (4,161,287) (48,030) Income from investment 148,478 247,186 395,664 4,821 Bank’s share of profit: Profit distributed to Mudharib (138,492) – (138,492) – Wakalah fees – (81,551) (81,551) (446) As at 31 December 2019/ 1 January 2020 3,211,343 7,029,030 10,240,373 35,062 Funding inflows/outflows: Net movement 1,891,324 – 1,891,324 – New placement – 7,231,720 7,231,720 – Redemption/Principal repayment – (7,216,546) (7,216,546) (23,849) Income from investment 167,812 339,397 507,209 1,278 Bank’s share of profit: Profit distributed to Mudharib (157,204) – (157,204) – Wakalah fees – (127,979) (127,979) (576) As at 31 December 2020 5,113,275 7,255,622 12,368,897 11,915 BANK ISLAM MALAYS IA BERHAD INTEGRATED ANNUAL REPORT 2020 243