Bank Islam Integrated Annual Report 2020

15. DEPOSITS FROM CUSTOMERS (CONTINUED) (c) By type of customers Group Bank 2020 RM’000 2019 RM’000 2020 RM’000 2019 RM’000 Domestic non-bank financial institutions 6,901,831 7,823,994 6,920,020 7,892,128 Business enterprises 20,921,604 19,656,635 20,921,604 19,656,635 Government and statutory bodies 13,033,032 11,479,529 13,033,032 11,479,529 Individuals 7,042,432 5,893,922 7,042,431 5,893,922 Domestic banking institutions 718,962 149,839 718,962 149,839 Others 2,459,401 2,404,819 2,459,402 2,404,819 51,077,262 47,408,738 51,095,451 47,476,872 16. INVESTMENT ACCOUNTS OF CUSTOMERS (a) By type and Shariah contract Group Bank 2020 RM’000 2019 RM’000 2020 RM’000 2019 RM’000 Unrestricted investment accounts Without maturity: Mudharabah 5,113,275 3,211,343 5,113,275 3,211,343 – Savings 4,446,643 2,880,046 4,446,643 2,880,046 – Demand 666,632 331,297 666,632 331,297 With maturity: Wakalah 7,255,253 7,029,030 7,255,622 7,029,030 12,368,528 10,240,373 12,368,897 10,240,373 Restricted investment accounts (“RA”) managed by the Bank^ With maturity: Wakalah 11,915 35,062 11,915 35,062 ^ Included in RA managed by the Bank is an arrangement between the Bank and its ultimate holding entity where the Bank acts as an investment agent to manage and administer the RA, with underlying assets amounting to RM11,915,000 (2019: RM35,062,000). BANK ISLAM MALAYS IA BERHAD INTEGRATED ANNUAL REPORT 2020 241