Bank Islam Integrated Annual Report 2020

15. DEPOSITS FROM CUSTOMERS (a) By type of deposit Group Bank 2020 RM’000 2019 RM’000 2020 RM’000 2019 RM’000 Savings Deposit Qard 6,051,242 4,681,710 6,051,242 4,681,710 Demand Deposit Qard 11,742,875 10,967,942 11,752,697 11,029,237 Term Deposit 33,163,038 31,653,852 33,171,405 31,660,691 Special Investment Deposit Mudharabah 3,662 3,915 3,662 3,915 General Investment Deposit Mudharabah 176,359 209,693 176,359 209,693 Term Deposit-i Tawarruq 31,496,106 30,448,694 31,504,473 30,455,533 Negotiable Islamic Debt Certificates (NIDC) 1,486,911 991,550 1,486,911 991,550 Others 120,107 105,234 120,107 105,234 Total Deposits 51,077,262 47,408,738 51,095,451 47,476,872 (b) Maturity structure of term deposits are as follows: Group Bank 2020 RM’000 2019 RM’000 2020 RM’000 2019 RM’000 Due within six months 18,093,028 12,162,445 18,093,941 12,163,806 More than six months to one year 9,960,654 7,726,707 9,962,675 7,727,809 More than one year to three years 2,336,348 9,056,935 2,341,781 9,061,311 More than three years to five years 2,773,008 2,707,765 2,773,008 2,707,765 33,163,038 31,653,852 33,171,405 31,660,691 Notes to the financial statements for the financial year ended 31 December 2020 240 Financ ial Statement s Accountabi l i t y Addi t ional Informat ion

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