Yinson Annual Report 2021

279 ANNUAL REPORT 2021 NOTES TO THE FINANCIAL STATEMENTS (CONT’D) For the financial year ended 31 January 2021 32. Loans and borrowings (continued) The remaining maturities of the loans and borrowings as at the reporting date are as follows: Interest rate terms Denominated currency Total carrying amount On demand or within one year More than 1 year and less than 2 years More than 2 years and less than 5 years 5 years or more Group RM million RM million RM million RM million RM million At 31 January 2021 Secured Term loans Floating rates varies based on London Interbank Offered Rate (''LIBOR'')* USD 4,835 598 442 1,635 2,160 Floating rates varies based on cost of funds ("COF") USD 417 67 57 293 - Rate is reset annually INR 353 25 25 75 228 Unsecured Revolving credits Floating rates varies based on Kuala Lumpur Interbank Offered Rate ("KLIBOR") RM 104 104 - - - Term loans Floating rates varies based on LIBOR USD 397 - - 397 - 6,106 794 524 2,400 2,388