Yinson Annual Report 2020

310 Notes to the financial statements (cont’d) For the financial year ended 31 January 2020 Yinson Holdings Berhad SECTION 7 ACCOUNTABILITY 42. Financial risk management objectives and policies (continued) (c) Liquidity risk (continued) The table below summarises the maturity profile of the Group’s and the Company’s financial liabilities based on contractual undiscounted repayment obligations. On demand or within one year Two to five years Over five years Total Group RM’000 RM’000 RM’000 RM’000 31 January 2020 Trade and other payables 444,704 - - 444,704 Loans and borrowings 500,011 3,026,309 377,668 3,903,988 Lease liabilities 14,574 20,311 - 34,885 Derivatives 17,454 138,700 - 156,154 Put option liability 412,398 - - 412,398 Total undiscounted financial liabilities 1,389,141 3,185,320 377,668 4,952,129 31 January 2019 Trade and other payables 351,003 - - 351,003 Loans and borrowings 419,474 1,415,591 1,395,367 3,230,432 Derivatives 3,082 36,358 - 39,440 Put option liability 455,725 - - 455,725 Total undiscounted financial liabilities 1,229,284 1,451,949 1,395,367 4,076,600