Yinson Annual Report 2020

307 Annual Report 2020 42. Financial risk management objectives and policies (continued) (b) Credit risk (continued) (ii) Debt instruments at amortised costs other than trade receivables (continued) The following table contains an analysis of the credit risk exposure for which an ECL allowance is recognised. The gross carrying amount disclosed below also represents the Group’s and the Company’s maximum exposure to credit risk on these assets: (continued) Group (continued) 2019 Performing Under- performing Not performing Total RM’000 RM’000 RM’000 RM’000 Other receivables Gross carrying amount 264,243 - 37,657 301,900 Accumulated impairment loss (7,491) - (37,657) (45,148) Net carrying amount 256,752 - - 256,752 Tax recoverable Gross carrying amount 3,703 - 3,686 7,389 Accumulated impairment loss - - (3,686) (3,686) Net carrying amount 3,703 - - 3,703 Cash and bank balances Gross/net carrying amount 1,217,279 - - 1,217,279 Finance lease receivables Gross/net carrying amount 15,637 - - 15,637