Yinson Annual Report 2020

306 Notes to the financial statements (cont’d) For the financial year ended 31 January 2020 Yinson Holdings Berhad SECTION 7 ACCOUNTABILITY 42. Financial risk management objectives and policies (CONTINUED) (b) Credit risk (continued) (ii) Debt instruments at amortised costs other than trade receivables (continued) The following table contains an analysis of the credit risk exposure for which an ECL allowance is recognised. The gross carrying amount disclosed below also represents the Group’s and the Company’s maximum exposure to credit risk on these assets: Group 2020 Performing Under- performing Not performing Total RM’000 RM’000 RM’000 RM’000 Other receivables Gross carrying amount 225,736 - 37,632 263,368 Accumulated impairment loss (6,304) - (37,632) (43,936) Net carrying amount 219,432 - - 219,432 Tax recoverable Gross carrying amount 66 - 2,069 2,135 Accumulated impairment loss - - (2,069) (2,069) Net carrying amount 66 - - 66 Cash and bank balances Gross/net carrying amount 1,276,190 - - 1,276,190 Finance lease receivables Gross/net carrying amount 1,549,229 - - 1,549,229