Yinson Annual Report 2020

288 Notes to the financial statements (cont’d) For the financial year ended 31 January 2020 Yinson Holdings Berhad SECTION 7 ACCOUNTABILITY 32. Loans and borrowings (continued) The remaining maturities of the loans and borrowings as at the reporting date are as follows: (continued) Interest rate terms Denominated currency Total carrying amount On demand or within one year More than 1 year and less than 2 years More than 2 years and less than 5 years 5 years or more Company RM’000 RM’000 RM’000 RM’000 RM’000 At 31 January 2020 Secured Revolving credits Floating rates varies based on COF USD 412 412 - - - Floating rates varies based on COF RM 16,034 16,034 - - - Unsecured Revolving credits Floating rates varies based on COF USD 40,946 40,946 - - - 57,392 57,392 - - - At 31 January 2019 Secured Revolving credits Floating rates varies based on COF USD 413 413 - - - Unsecured Revolving credits Floating rates varies based on LIBOR USD 45,432 45,432 - - - 45,845 45,845 - - -