Yinson Annual Report 2018

32. LOANS AND BORROWINGS (CONTINUED) The remaining maturities of the loans and borrowings (excluding obligations under finance leases) as at the reporting date are as follows: Total More than More than Currency carrying On demand or 1 year and less 2 years and less 5 years or Interest rate terms exposure amount within one year than 2 years than 5 years more Group RM’000 RM’000 RM’000 RM’000 RM’000 At 31January 2018 Secured Term loans Floating rates varies based on cost of funds (“COF”) USD 17,770 7,239 7,016 3,515 – Floating rates varies based on London Interbank Offer Rate (‘’LIBOR’’) USD 2,704,415 219,153 225,782 656,624 1,602,856 Sukuk Murabahah Fixed rate RM 222,330 71,222 151,108 – – Revolving credits Floating rates varies based on COF USD 393 393 – – – RM 21,040 21,040 – – – Unsecured Revolving credits Floating rates varies based on COF USD 786 786 – – – RM 42,924 42,924 – – – 3,009,658 362,757 383,906 660,139 1,602,856 At 31 January 2017 Secured Term loans Floating rates varies based on COF USD 32,876 12,740 8,179 11,957 – Floating rates varies based on LIBOR USD 2,985,532 123,452 282,990 502,744 2,076,346 Floating rates varies based on Singapore Interbank Offer Rate (‘’SIBOR’’) USD 29,324 29,324 – – – Sukuk Murabahah Fixed rate RM 243,867 3,281 77,251 163,335 – Unsecured Revolving credits Floating rates varies based on COF USD 44,535 44,535 – – – RM 47,616 87 – 47,529 – Bank overdrafts Floating rates varies based on Base Lending Rate RM 8,626 8,626 – – – 3,392,376 222,045 368,420 725,565 2,076,346 Corporate Overview Stewardship Governance Accountability 165 Yinson Holdings Berhad Annual Report 2018