Sasbadi Annual Report 2020

SASBADI HOLDINGS BERHAD 132 FINANCIAL STATEMENTS (continued) 26. Financial instruments (continued) 26.5 Liquidity risk (continued) Maturity analysis (continued) Carrying amount Contractual interest/ Profit rate Contractual cash flows Under 1 year 1 – 5 years More than 5 years 2019 RM’000 % RM’000 RM’000 RM’000 RM’000 Group Non-derivative financial liabilities Bank overdrafts 16,448 4.55% - 8.17% 17,770 17,770 - - Bankers’ acceptances 1,924 4.49% 2,010 2,010 - - Finance lease liabilities 338 2.49% - 3.39% 367 125 242 - Term loans 16,650 4.87% - 9.92% 19,621 4,731 10,937 3,953 Trade and other payables 17,484 - 17,484 17,484 - - Financial guarantees - - 570 570 - - 52,844 57,822 42,690 11,179 3,953 Company Non-derivative financial liabilities Trade and other payables 7,260 - 7,260 7,260 - - Financial guarantees - - 35,022 35,022 - - 7,260 42,282 42,282 - -