Sasbadi Annual Report 2020

131 ANNUAL REPORT 2020 FINANCIAL STATEMENTS (continued) 26. Financial instruments (continued) 26.5 Liquidity risk (continued) Maturity analysis The table below summarises the maturity profile of the Group’s and of the Company’s financial liabilities as at the end of the reporting period based on undiscounted contractual payments: Carrying amount Contractual interest/ Profit rate Contractual cash flows Under 1 year 1 – 5 years More than 5 years 2020 RM’000 % RM’000 RM’000 RM’000 RM’000 Group Non-derivative financial liabilities Bank overdrafts 18,094 5.67% - 7.90% 19,160 19,160 - - Bankers’ acceptances 4,923 3.33% - 3.87% 5,089 5,089 - - Hire purchase 143 2.32% - 2.53% 156 44 112 - Term loans 14,283 3.92% - 5.67% 15,935 5,139 8,380 2,416 Lease liabilities 2,311 2.49% - 5.17% 2,486 1,088 1,398 - Trade and other payables 12,284 - 12,284 12,284 - - Financial guarantees - 592 592 - - 52,038 55,702 43,396 9,890 2,416 Company Non-derivative financial liabilities Trade and other payables 7,001 - 7,001 7,001 - - Financial guarantees - - 37,263 37,263 - - 7,001 44,264 44,264 - -