Sasbadi Annual Report 2019

PAGE 109 ANNUAL REPORT 2019 FINANCIAL STATEMENTS (continued) 15. Loans and borrowings Group Note 2019 2018 RM’000 RM’000 Non-current Finance lease liabilities 15.1 228 72 Term loans - secured 15.2 12,805 16,486 13,033 16,558 Current Bank overdrafts - secured 15.3 16,448 19,570 Bankers’ acceptances - secured 15.4 1,924 2,538 Finance lease liabilities 15.1 110 30 Term loans - secured 15.2 3,845 3,959 22,327 26,097 35,360 42,655 15.1 Finance lease liabilities Finance lease liabilities are payable as follows: Group Future minimum lease payments Interest Present value of minimum lease payments Future minimum lease payments Interest Present value of minimum lease payments 2019 2019 2019 2018 2018 2018 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000 Less than one year 125 (15) 110 34 (4) 30 Between one and five years 242 (14) 228 77 (5) 72 367 (29) 338 111 (9) 102