KUB Malaysia Berhad Annual Report 2021

27. BORROWINGS (cont’d) (a) Term loans Group 30.6.2021 31.12.2019 RM’000 RM’000 The maturity profile of the Group’s term loans are as follows: Less than 1 year 695 4,933 Between 1 year and 5 years 1,039 20,726 More than 5 years - 49,941 1,734 75,600 (b) Hire purchase payables Group Company 30.6.2021 31.12.2019 30.6.2021 31.12.2019 RM’000 RM’000 RM’000 RM’000 Future minimum hire purchase payables Less than 1 year 24 244 - 95 Between 1 year and 5 years 38 391 - 25 Total future minimum lease payments 62 635 - 120 Less: Future finance charges (3) (33) - (4) 59 602 - 116 Analysis of present value of hire purchase payables Less than 1 year 22 236 - 92 Between 1 year and 5 years 37 366 - 24 59 602 - 116 Less: Due within 12 months (22) (236) - (92) Due after 12 months 37 366 - 24 119 ANNUAL REPORT 2021 FINANCIAL STATEMENTS